I.       PREFACE


A.        Purpose:

The Architectural Control Committee was established to review all improvements to any lot within the Four Seasons Lakesites residential development.  The diligent monitoring of improvements within the community assures the homeowner that the integrity of the development will not be compromised.  The amended Declaration of Restrictive Covenants, which governs the land use, has been adopted to ensure the quality of living within this planned residential community, as well as maintain the peaceful sylvan characteristics of the area.  The unique features of the community neighboring the Lake of the Ozarks require careful preservation of the waterfront and wetland areas so as not to disturb the delicate balance of nature.  The Architectural Control Committee is committed to this effort.  Support from the homeowners and their contractor is necessary to allow Four Seasons Lakesites to remain the premiere residential resort community in the Midwest.


B.        Membership:

The Four Seasons Lakesites Property Owners Association's Board of Directors has appointed a nine member Architectural Control Committee.  The membership consists of  six homeowners, one Developer representative and two representatives of the property management company.  The Committee employs a Consulting Engineer to review and approve all wastewater treatment facilities and offer engineering guidance in reviewing submitted plans.  The Committee's Administrator is available for consultation or assistance with the review process and requirements during normal business hours by appointment.  The office of the Architectural Control Committee is at the property manager’s office at Suite 101 Cliffside Center, 2140 Bagnell Dam Blvd., Lake Ozark, MO  65049, telephone (573) 365-6628, E-mail address




A.        Overview:

Four Seasons Lakesites Property Owners Association's Architectural Control Committee (ACC) has put together this booklet for information and review for any POA member or their agent upon considering submitting plans for any and all exterior improvements or changes, including houses, garages, docks, seawalls, patios, pools, landscaping, painting, wastewater system improvements, etc.


The ACC meets every other Tuesday at 1:30 p.m.  The meetings are held in the conference room at U. S. Resort Management Inc., Suite 101 Cliffside Center, 2140 Bagnell Dam Blvd. The telephone number is (573) 365-6628.  The fax number is (573) 365-6186.


All plans must be submitted no later than 1:30 p.m. on the Friday preceding the Tuesday meeting.  When submitting plans, all fees and applications must accompany them to be considered for review. 


B.        Selection of a Builder:

Choosing the right builder for your residence is a major decision.  You should be personally comfortable with your contractor and feel he or she is competent.  Speak to the references the contractor has provided as well as others for whom your contractor has built homes.  Look closely at the workmanship of the homes your contractor has built.  Ask the homeowners if the contractor has been available after the home was completed should minor repairs be needed.  Do not hesitate in seeking other references and comments other than those provided.


The Lake Ozark Builders Association can provide a list of contractors who are members of the Association.  Check the local lending institutions for credit references.  Request the firm or individual contractor to provide proof of workman's compensation, personal liability, and property insurance.  Most owners' insurance policies will not cover injuries to workers on your property during the course of construction or during any improvements.


The ACC or the Board of Directors does not provide a "preferred builders" list.


Any disputes that may arise between the owner and the contractor must be resolved privately.  The ACC will NOT be involved as an arbitrator or for support of either party unless the dispute involves a direct violation to the approved plans or the rules and regulations for building within the development.


Promotional signs are expressly forbidden, in accordance with Article IV. H. of the Declaration of Restrictive Covenants.


C.        Design and Specifications:

            1.  General Information:

Every plan submitted should include a minimum of one certified survey,  two complete sets of floor plans and specifications, and three copies of site plans. One set of approved plans will be returned to the applicant; notations as to revisions and/or requirements, or exceptions for approval will be so noted on the returned plans.  One set of plans will be retained for the ACC files.  The third copy of the site plan will be forwarded to the appropriate regulatory agency (Village of Four Seasons or Lake Region Water and Sewer for processing of wastewater application) on your behalf.


Once the ACC approves plans, no modifications or alternation can be made without written ACC approval


The Applicant is responsible for the validity and accuracy of the plans submitted for review by the ACC.  The ACC is not responsible for errors or omissions in the plans and specifications reviewed or approved.  There are no variances granted at the building site for any phase of construction.  The approved plans become a valid binding contract between the applicant and this office, therefore, it is necessary all proposed changes are supplied to the ACC.


The plans should reflect all proposed improvements using a noted scale.  Construction details must be provided for review.  Type of siding, roofing materials, color scheme, building materials, etc., must all be provided at the time plans are submitted. Color swatches of base and trim color must be submitted with plans. The ACC may request a bonafide sample of any of the proposed building materials for the improvements.  Should a sample be requested, the samples will become a part of the ACC file and may not be returned. 


Concrete is to be conventionally poured with a raked or chopped finish.  Other types of concrete must be submitted for ACC review.



            2.         Floor Plans:

Two copies of floor plans must be submitted, on a minimum paper size of 18 inches x 24 inches, to the ACC.  One copy will be retained for the ACC files and one copy will be returned to the owner, or the owner’s designated representative.


Floor plans must be accurate, must reflect the dimensions of the site plan, be to scale (with the scale noted), and depict the position of all water using appliances and appurtenances, as a part of the floor plan package, drawings showing front, rear, and side views of the structure are to be included.  Said drawings shall accurately depict scaled dimensions, slopes, exterior materials, positioning of windows and shutters, chimneys, and facades.


            3.         Site Plan:

Three copies of the site plan, on a minimum size of paper of 18 inches x 24 inches, are to be submitted for review. All improvements must be incorporated into the site plan including, but not limited to:


*          Dimensions of the lot, as referenced by accompanying certified survey;

*          Topography with contour elevations drawn accurately in two foot increments;

*          Building envelope noted, setbacks defined;

*          Structure, including garages, decks, patios, and courtyards depicted by a heavy, consistent line;

*          Roof line or overhang depicted by a broken line;

*          Square footage, entry level; lower and upper levels; and total.   (Square footage requirements are exclusive of decks, carports, garages, gazebos, porches, etc.);

*          Location, make, and model of wastewater treatment unit, where applicable;

*          Location of drainfield and graywater pit (include volume), where applicable;

*          Location of grinder pump (including horse power), where applicable;

*          Tree locations (all trees over six inches in diameter);

*          Driveway location, dimensions, culvert location and size, existing finish grade      elevations, and type of material;

*          Exterior heating and air conditioning units, size, and location;

*          Projected lot lines extended lakeward

*          Boat docks, noting size, ramp size, slip configuration, anchorage, location, distance from lot lines extended lakeward, distance from neighboring docks, and distance from dock to the center line of the cove;

*          Seawall location, contour elevations, existing and finish grade, finish texture, materials, and color, where applicable;

*          Floor elevations for each floor;

*          Trash enclosure location, size, dimensions, and lot and subdivision identification;

*          Propane tank location, screening, drainage way, where applicable;

*          Swimming pools, size and location, cross-section and elevations, and pump house (if included); swimming pools must meet safety requirements (i.e. BOCA Codes or Fire Protection District) with fenced area; specifications of fence must be depicted if applicable;

*          Proposed landscaping, retaining walls or terrace walls, plantings, boulders, etc.  Site plans, which, in the opinion of ACC, do not provide sufficient detail, will not be approved.

*          Playgrounds, pet confinement areas, and fences, where applicable;

*          Any retaining walls for support of driveway, elevations, and cross-section;

*          Surface drainage paths, means of diverting, or channeling;

*          Landscape plans must be submitted for all spec homes;

*          See Exhibit B for sample site plan drawings.

*          All exterior modifications must be submitted for ACC review.


            4.         Square Footage:

The following list is the minimum square footage requirements for each lot classification.  The number represents the fully enclosed floor area (devoted to living purposes) on the ground or first floor of a single family house (exclusive of porch areas, patios, decks, garages, terraces, and unfinished basements):


Horseshoe Bend                                Porta Cima/Shawnee Bend

                                                                                (commencing with Heritage Isle)

"AWF" lots:      1200 square feet                                               1500 square feet

"A" lots:            1200 square feet                                               1500 square feet

"B" lots:            1020 square feet                                               1250 square feet

"C" lots:              840 square feet                                               1100 square feet

"D" lots:              640 square feet

"E" lots:            to be determined by the ACC

"GC" lots:         1400 square feet                                               1500 square feet

                        (Country Club Estates 1, lots 1-76)



            5.         Setbacks:

All construction must be contained within the building envelope.  The setbacks are determined using the following lateral distances from the surveyed property lines:


            Front:   30 feet from any lot line coincident with road right-of-way.


Rear:    50 feet from rear lot line; or 662 contour elevation on lots classified as "AWF".  This shall not apply to lots in areas with central sewage collection, in which case a setback of 40 feet will be allowed.


            Side:     10 feet from lot line (15 feet on all lots with a classification of “GC”).


For setback requirements of the wastewater treatment systems refer to Article XI. of this document, utilities.


            6.         Surveys:

A certified property survey and topography from a professional land surveyor, licensed in Missouri, must be submitted for construction.  The survey must include the recorded subdivision, existing roads, utility easements, property lines with dimensions and bearings, lot number, subdivision and classification, orientation, date, owner of record, and any other features identifying the legal limits of the lot.  Should any encroachments be included, said encroachments are to be identified and dimensioned as such on the survey.


After the survey has been completed, the property pins are to remain intact.  It is unlawful to remove any property pins set by a licensed surveyor to delineate a property boundary.  Pin location is to be marked to facilitate the necessary inspections.  In order to clearly define the areas of activity, the property limits must be string-lined.


A survey is required for all improvements, seawalls, and landscaping unless property pins are in place and can be validated.  Should the proposed improvements be within the building envelope and no setback restriction is in jeopardy, the ACC may waive the required survey.


            7.         Elevations:

Determining grade elevations for proposed home construction is mandatory and must be signed and sealed by your surveyor.  The contour elevations must be drawn accurately and to a noted scale, in no more than two-foot increments.  Certified surveys for waterfront properties must depict the 658.5 and 662 contour elevations.  Certified surveys for lots on Good Oak Lake must depict the 710 contour elevation and lots on Tree Line Lake must depict the 700 contour elevation.


Profile drawings of the structure must incorporate the contour elevations of the lot.  These elevations must be numerically noted as well as drawn on the elevations of the structure.  Existing elevations are to be noted by means of a broken line; finish grade elevations noted by a heavy, consistent line.  The topography of the property, as it relates to the structure, must be accurately detailed.


Elevations are to be provided if any structure or improvement is to be above grade, such as decks, landings, terrace walls, retaining walls, etc.  Elevation of the floor of the lowest living area and the elevation of the original and finished grade at each corner of the structure must be included.


D.        Site Preparation:

Limited clearing may be approved for site preparation in accordance with tree removal guidelines.  Alteration of the existing grade is not allowed. All property lot lines are to be string-lined after the licensed surveyor has established the property pins.  Failure to do so can result in an inspection not being approved.


The preservation of trees should be emphasized when designing and laying out the home.  It is requested that all flowering trees be allowed to remain wherever possible. To protect trees, it is suggested a "drip line" be created which consists of a fence or other identifying barrier be erected around the tree.  This "line" should follow the outermost branches of the tree as much as possible.


See Article VIII. of this document, for further information on trees.


E.        Fees:

            1.         Permit Fee:

A permit fee must be paid at the time plans are submitted.  The permit fees are necessary to defray the administrative costs for operation of the ACC. Submittal fees are not refundable.  Checks should be made payable to Four Seasons Permit Fund. 


Fee schedules according to lot classification are as follows:


            HORSESHOE BEND                                   PORTO CIMA/SHAWNEE BEND

            Waterfront                                                        Waterfront

            $675.00           ACC Permit Fund                    $750.00           ACC Permit Fund

            $165.00           Village of Four Seasons

            Non-waterfront                                                Non-waterfront

            $425.00           ACC Permit Fund                    $500.00           ACC Permit Fund

            $165.00           Village of Four Seasons



            2.         Damage/Performance Deposit:

A $1000.00 damage/performance deposit must be posted for all new homes within Four Seasons Lakesites POA. Make check payable to Four Seasons Damage Deposit Fund.  Should there be damage from construction, the ACC will determine repair costs and the refund will be adjusted accordingly. A copy of the estimate to correct the situation will be made available to the applicant upon request.  All damage/performance deposits shall be returned to titleholder of the property, regardless who may have initially posted the damage deposit. 


The damage/performance deposit will be refundable providing that all construction is completed in accordance with the terms and conditions of these guidelines and instructions.  The ACC will issue a Stop Work Order for violations of the following  articles:


1.         Dump trucks and other vehicles transporting  sand, gravel, top soil, fill, and any other material must be covered at all times.


2.         Four Seasons Security Department will strictly enforce all speed  limits within Four Seasons. 


3.         All lots approved for construction must be maintained in a professional workmanlike manner, with all debris and trash confined to a trash receptacle of suitable size to accommodate the amount of rubbish for the lot.  An excessive amount of trash and debris left on a lot for a period of seven (7) days will be considered a violation.


4.         Littering:  Any driver, operator, or worker will be prosecuted to the fullest  extent of the law for littering within the communities of Four Seasons. This may include a $1000.00 fine and up to one year in jail in addition to other measures deemed necessary by the Board of Directors.


5.         All fires for the removal of trash and debris shall be attended to at all times, with appropriate means of extinguishing immediately available.  On Horseshoe Bend, all controlled burns must be approved by the Lake Ozark Fire Protection District's Fire Marshall as well as Four Seasons Security Department. On Shawnee Bend all controlled burns must be approved by the Sunrise Beach Fire Protection District's Fire Marshall as well as  Four Seasons Security Department.


6.         No fill, top soil, sand, gravel, or other materials shall be placed on the road, road right-of-way, common area, or adjoining property at any time without express permission from all affected parties.


7.         All construction equipment shall be parked on the lot and not impede traffic flow nor create a hazard for driving.  Temporarily blocking one lane of traffic (i.e., delivering concrete, unloading and loading), shall be adequately identified for oncoming traffic as a hazard ahead, with Four Seasons Security Department being notified of the situation, with time limits for each vehicle not to exceed one hour.  No construction vehicles may be left on the road or road right of way after hours or over night, without expressed consent of Four Seasons Security.  If an exception is made, the vehicle or equipment must be clearly marked with reflectors or flashers.


8.         Washing out of cement trucks in the road right-of-ways, ditches, or adjoining property will not be allowed and may result in the forfeiture of all or part of the damage deposit.  The cost for removing the wash will be borne by the contractor or property owner, as deemed necessary by the ACC.


9.        Temporary individual sewage and personal sanitary facilities will be on all lots during all phases of residential home construction.


10.      Any damage to adjoining property, roads, ditch lines, or common areas must be restored in a manner satisfactory to the ACC as well as the adjoining property owner (if applicable).  If the restoration is not resolved in a timely manner, the damage deposit will be forfeited and utilized to reclaim area.  An additional deposit will be required to bring the total back to $1000.00.  This must be supplied by the contractor/property owner before resuming construction.


11.      Changes during the course of construction must be submitted prior to commencing with said changes.  Costs associated with this action will be deducted from the damage deposit.


12.      Neither advertisements nor promotional materials shall be displayed at the construction site, as stipulated in Article IV., H, of this document.  Only the building permit issued by the Architectural Control Committee and the local fire protection district are to be displayed at the lot.  A sign listing the builder and telephone number is allowed as a means of locating the builder in an emergency.  No letters or numbers larger than three inches are allowed on the signs.


13.      A minimum twenty-four hour advance notice is mandatory to schedule all inspections by the ACC representatives.  This does not infer the inspection will be completed within the twenty-four hour notice time.  All property limits are to be identified by means of a string line to facilitate inspections.  All property identification lines are to be left intact during the entire course of construction.  It is the contractor's or property owner's responsibility to inquire as to the status of the inspection.  No concrete may be poured until verification has been given to the contractor or property owner that the inspection has been completed.


14.     All utility trenches must be backfilled and cables buried.


15.     Caps are to be placed on all cleanouts on drainfield, graywater pit and exposed pipes above grade; no dirt or other media within six inches of bottom of riser on treatment tank.


16.      Trash enclosure installed with identification (lot and subdivision numbers) affixed.


17.       Property pins intact.


            3.         Banking:

This deposit shall be in an interest bearing account, with all interest from the funds in the account being applied to the operations account of the ACC.


F.        Variances:

A reasonable variance may be petitioned before the ACC from the documented provisions of the Restrictive Covenants wherein the granting thereof will not be materially detrimental or injurious to the owners of other lots, as stated in Article V., E, of this document. The ACC has used the following guidelines as criteria for reviewing said request:


*          If there is a reason for finding a "hardship" based on a peculiar topographical condition of the land.


*          If there exists a condition of the land whereby no other feasible alternative is available to remedy the situation, the ACC will review the petition on a case-by-case basis.  Recommendations by the ACC can be made to minimize or eliminate the magnitude of the variance and approval contingent thereon.


*          A variance may not be approved for a "self-inflicted hardship", defined as a hardship created by the unapproved construction of a structure or improvement in violation of the building guidelines.  The ACC is not bound to approve or grant variances after the violation has occurred.  Submittal of an "as built" plan for a self-inflicted hardship does not assure the "as built" variances will be approved.  Approval from adjoining property owner(s) to allow the infraction to the setback does not constitute approval by the ACC, nor does it supersede the ACC's decision.


*          Any home granted a variance by the ACC, which is also located within the municipality of The Village of Four Seasons, must also obtain a variance from The Village of Four Seasons.


G.        Landscape:

Site plans presented to the ACC must include a landscape plan for all homes being built on a speculation basis (“spec homes”).  Landscape plans must depict trees and bushes that will be planted, and any above ground structures or grade elevations which will be added.  Features to be shown include, but are not limited to, retaining walls, fountains, gazebos, flag poles, light standards, sidewalks, and flumes.  Property owners constructing homes to be "owner occupied" are reminded that landscape maintenance is required by the Four Seasons Declaration of Restrictive Covenants.  Please refer to Section XI., C, of this document, backflow preventor requirements for irrigation systems.


H.        Trash Enclosures:

Any improved homesite developed within the development of Four Seasons must erect and maintain a trash enclosure, the design and location to be approved by the ACC, for the purpose of concealing trash receptacles.  All trash enclosures must have affixed to the front or roadward side three inch contrasting letters and numbers to identify only the lot and subdivision. Letters/numbers should be a minimum of three inches in height and of contrasting color to the sign background. Letters/numbers should be located in the lower right-hand corner of the front (road) side. Trash enclosures shall be of sufficient size to entirely conceal the trash receptacle, and be located in such a manner accessible from the road.  Trash enclosures must be confined on the lot (See exhibit B, of this document) unless approval has been granted from the appropriate road department.



For detail drawings, please contact the

ACC Administrator at: (573) 365-6628


I.          Driveways & Culverts:

Plans must be submitted depicting driveway location with dimensions; culvert location and size; along with existing and finish grade elevations of driveway.  Hard surface driveways are required for all homes in Four Seasons.


For driveway construction into the side lot setback to be approved, the driveway must be on level grade.  Should the utility easements be utilized by any bonafide utility company, the portion of the driveway within the setback may need to be removed.  The costs associated with the restoration,  repairing, or replacing the driveway will be the responsibility of the owner of record.


All surface runoff must be confined to the limits of the lot and, should the driveway encompass a portion of the setback, appropriate and efficient methods of diverting the runoff must be included.  Should a berm be utilized to support the driveway, the berm must be confined entirely to the boundaries of the lot.  The driveway may not be supported by a retaining wall or similar structure where it encroaches into the ten-foot side lot line setback.  Curbing must not exceed six inches in height above grade level.  The hard surface of the driveway must abut the road pavement and be flush with the existing pavement of the road at the point of juncture.  Hard surfacing in anticipation for future road resurfacing will not be allowed.


Culverts are mandatory if there is an existing drainage ditch.  The Horseshoe Bend Special Road District should be contacted for correct culvert location if construction is on a road maintained by the Horseshoe Bend Special Road District.  Homeowners on roads maintained by Camden County (Shawnee Bend/Porta Cima) should seek location approval for their culverts from the Camden County Road Department.  The ACC may, with approval from the Horseshoe Bend Road District or Camden County Road Department, waive the culvert requirement.  Culverts are to be a minimum diameter of fifteen inches, and be of corrugated metal pipe or concrete. It is the responsibility of the owner of record to maintain the culvert servicing the driveway to the residence, even though the culvert is within the road right-of-way.


J.         Fences:

Plans must be submitted depicting location, dimensions, and type of fence proposed.  No fence may be placed directly on a common lot line.  Preferably all fences are to be within the building envelope.  If the purpose of the fence is for pet confinement, it is encouraged that electronic or "invisible fences" are installed. Privacy fences are not allowed.  Decorative fences, rock wing walls, etc., which are primarily for landscaping or cosmetic purposes, must also be free from the ten foot setback and not located within the road right-of-way.  Light posts of stone or brick must be low profile and be positioned using the same guidelines as decorative fences.    Maintenance of such structures is the responsibility of the owner of record and the Property Owners Association is not responsible for any damage, direct or incidental, to any structure outside the property boundaries.


K.        Decks and Deck Railings:

The ACC has the authority to allow a deck to extend beyond the building envelope.  However, to minimize the extent of the encroachment into setbacks, all other possible means of relocating the deck within the building envelope and maintaining a minimum deck size must have been exhausted prior to requesting the ACC to allow an encroachment.  The applicant will be advised of the ACC’s decision to allow the variance after the ACC has reviewed the plans.  As previously stated, variances will only be granted if a true hardship exists, based on the lot's configuration and dimensions.  The support posts for the deck may not be any closer than three feet of the wastewater tank.  Enclosing decks extending beyond the building envelope is strictly prohibited.  Enclosing under the decks may be considered if the treatment tank or lateral lines are not located under the deck.  Please refer to Section XI., of this document, Utilities.


All walking platforms, including decks and martini decks, as defined by the area fire protection/life safety building codes, above grade elevation and as stipulated in these building codes, must be protected by a railing of some fashion.  Pickets, if run vertically, must meet the appropriate fire protection district's building codes.  All construction details for railings must be submitted to the ACC as well as the appropriate Fire Marshall.  Guardrail protection must be afforded to all screened porches and similar structures above existing finish grade level as designated by the fire codes.


L.         Swimming Pools:

All pools must be submitted on a site plan, with a cross-section noting elevations attached.  The pool may be located within the fifty-foot setback providing adequate room for the lateral field is provided.  The pool may not be located within the ten foot side setback, nor any appurtenances thereof  (i.e., pump house, deck, retaining walls, etc.). All decking, retaining walls, railings, etc., must be submitted to the ACC in accurate detail.  The site plan must note the cleanouts for the drainfield, greywater pit, and the wastewater treatment tank, along with the lot dimensions, contours in two-foot increments, house location, and setbacks.  All swimming pools must meet BOCA Code for safety purposes.  Please refer to Article XI., C, of this document, for information on backflow preventor requirements.  Drainage of the pool may be discharged into the Lake of the Ozarks.  A swimming pool discharge permit may be required from the Missouri Department of Natural Resources (DNR). Pool discharge may not be drained into the lateral field or greywater pit.


M.        Helicopter Landing Pads:

Helicopter landing pads must be approved by the ACC.  The approval will be based on regulations and safety as determined by the Federal Aviation Administration (FAA), surrounding neighbors approval (surrounding neighbor radius to be determined by the ACC), and general visual impact.  The telephone number for the FAA office is 816-891-2100 or 816-891-2125.


N.        Poles:

No flag poles, light standards, basketball goals, or other permanent structures or appurtenances over six foot in height are to be erected without prior ACC  approval.


O.        Signs:

A sign listing the builder and telephone number is allowed as a means of locating the builder in an emergency.  No advertisements nor promotional material shall be displayed at the construction site, as stipulated in Article IV., H of the Four Seasons Lakesites POA Declaration of Restrictive Covenants. 


         The total dimensions of the sign cannot be greater than 24 inches x 24 inches.


The sign will contain, within the 24 inch x 24 inch area, the building permit, affixed there-to.


         The sign will be placed on it's own post (and in no case on a tree), visible from the road.


The sign will contain only the company name (no logos), emergency phone number, and Four Seasons building permit.  It will be of professional quality.  No casually painted or hand-printed signs.


         Only one sign is allowed for each job site.


The sign containing the company name, emergency phone number and building permit    will only be allowed for the duration of the initial building permit.  If an extension of time is given to permit holder, only the building permit, posted to a stake of sufficient          height to be visible from the road, is to be displayed. 


Signs which do not meet the above criteria, or which are not, in the opinion of the ACC, the quality expected within the development, will be removed.





            1. ACC Review and Permitting

Notice of the ACC’s decision regarding approval or disapproval of plans will be sent to the applicant and owner of record within five working days following the meeting.  Should plans be disapproved for any reason, a special meeting will NOT be called to review the required revisions prior to the regularly scheduled meeting.  A majority vote by the ACC members is necessary for approval.


Upon written receipt of the approval by the ACC, the building permit will be issued.  The permit should be obtained from the ACC Administrator at U.S. Resort Management, Inc., 2140 Bagnell Dam Blvd., Suite 101, Lake Ozark, MO.  Upon request from the property owner a permit will be mailed.  No work is to begin until the building permit is posted. One set of approved plans will be returned at the time the permit is issued.  The other set of plans is retained by the ACC to validate that all construction is completed as approved. 


Building permits are issued for the amount of time the applicant feels is necessary for completion of the project, subject to Architectural Control Committee approval.


Should construction not be completed by the date of expiration of the building permit, an extension must be requested and approved by the Committee. Any improvement not completed or upon which construction has ceased for ninety consecutive days or partially destroyed and not rebuilt within the life of the building permit, shall be considered a nuisance.  The cost of repairs or completion shall be deducted from the deposit or if the cost exceeds the deposit amount, the balance shall be assessed to the property.



            2.         Appeals:

As provided for in the amended Declaration of Restrictive Covenants, Article V.,I., any decision made by the ACC may be appealed to the Four Seasons Lakesites Property Owners Association's Board of Directors within thirty days after such decision.  The request must be addressed to the Four Seasons Lakesites POA Board of Directors at 2140 Bagnell Dam Blvd., Suite 101, Lake Ozark, MO  65049.


In the event a homeowner or contractor elects to appeal a determination made by the ACC regarding the approval or disapproval of plans or specifications, a written petition must be submitted to the ACC’s Administrator within a minimum of ten days prior to the scheduled Board of Directors meeting.




            1.         Lake Ozark Fire Protection District:

The Lake Ozark Fire Protection District's Fire Marshall must also review and approve plans for any proposed construction on Horseshoe Bend. You may contact the Fire Marshall at (573) 365-6407 or at the Lake Ozark Fire Station on Business Highway 54 in Lake Ozark, MO.  The ACC requests that a copy of the Fire Marshall's permit be submitted to this office for inclusion into the ACC’s files.


            2.         Village of Four Seasons:

The Village of Four Seasons requires a permit for any project within the village limits which requires a variance. The property owner or the owner’s agent must go to the Village Hall (99 Cherokee Road) and display a copy of your stamped and signed building plans and your ACC permit.  The Village Hall telephone number is (573) 365-3833.


3.                  Sunrise Beach Fire Protection District

The Sunrise Beach Fire Protection District’s Fire Marshall must also review and approve plans for any proposed construction on Porto Cima/Shawnee Bend. You may contact the Fire Marshall at (573) 374-4411 or at the the Sunrise Beach Fire Station, HCR 69, Box 534, Sunrise Beach, MO 65079.  The ACC requests that a copy of the Fire Marshall’s permit be submitted to this office for inclusion into the ACC’s files.    




A.        Burn Permits:

Open burning may be allowed with permission from the appropriate fire protection district, Lake Ozark Fire Protection District or Sunrise Beach Fire Protection District, as noted in item B above. The Four Seasons Security Department must be notified.  You must provide the lot number, subdivision, street, and contractor at the time the burn request is granted.  All fires must be attended to at all times, with adequate arrangements for immediately extinguishing the fire provided.  Any unattended fire will be documented and the appropriate action instituted by the Fire Protection District.  The Property Owners Association may take corrective action against the property owner to include a stop work order, fine or both.


B.        Dredging Permits:

Should you desire to dredge to allow more water depth for a dock or to improve the water frontage, it will be necessary that the Corps of Engineers issue a permit prior to review by the  ACC.  A damage deposit will be required if the excavated material  is to be removed from the site by land.  If removed by barge, no damage deposit is necessary.  A permit for the work must be obtained by the ACC, as with all improvements.


To contact the Corps of Engineers, write 700 Federal Building, 601 East 12th Street, Kansas City, MO  64106-2896, ATTN:  MRKOD-P.


C.                 Dock Permits:

It is MANDATORY that Ameren UE approve all improvements lakeward of the 662 contour elevation, pursuant to their Federal license to regulate Bagnell Dam.  At the current time, Ameren UE will not issue a permit for a dock until the ACC has reviewed the application and has issued an approval.  You may contact the ACC office or Ameren UE’s Permits Department at P.O. Box 149, Code 700, St. Louis, MO  63166 to obtain additional information .  Further information on dock permits and applications is contained in Section IX, of this document, Lakeward Improvements.


A copy of the application for Ameren UE and/or the Corps of Engineers must accompany the request for permit for lakeward improvements to the ACC.  Upon approval, a copy should be forwarded to the ACC for inclusion in the lot file.




A.        Overview:

During the construction process, several inspections must be completed by the ACC inspectors.  At least a twenty-four hour notice is required to schedule all inspections.  Failure to allow sufficient time for scheduling the inspections may result in a delay of construction time.  If possible, inspections will be completed so such delays do not occur.  In the event the foundation of the structure is within five feet of any lot line setback, it may be necessary that a certified survey of the concrete or foundation is provided. It is the responsibility of the applicant to inquire as to the results of the inspection by the ACC Administrator.  No work shall continue until said inspection has been approved.  If disapproved, construction must cease until the inspection has been approved.


B.        Right of Entry:

Agents of the Property Owners Association (POA) have the right to enter any lot or tract at any reasonable time for the purpose of inspection, maintenance and repair of any part of the sewage treatment system, or for the purpose of inspecting for possible violation of the provisions of the Four Seasons Restrictive Covenants or other rules and guidelines contained in this manual.  The right of entry is granted to the POA and its authorized representatives, its successors and representatives, the Developer, and the representatives of any person, firm, corporation, municipality or public agency contracting or otherwise acting with or for the POA to provide security operation, maintenance or monitoring service.


C.        Footing Location Inspections:

A footing location inspection is done to see that the construction is being performed as submitted to ACC.  No structural review is inferred.  Location is the only criterion used in ACC footing inspections.  No concrete may be poured at any time without prior approval.  Failure to comply will be a violation of the building guidelines set forth for the development.  All excavation is to be completed and forms correctly placed prior to requesting said inspection.  The ACC may request a survey by a professional land surveyor licensed in the State of Missouri to survey the foundation prior to pouring any concrete.  A copy of the survey must be submitted for approval to be granted.  No framing may begin until a copy of the certified foundation survey is received and approved by the ACC.  An additional footing inspection by your fire protection district may be required.


When the footing inspection for the house is done, the owner’s property will be reclassified from unimproved to improved for purposes of POA assessment.


D.        Final Inspection:

A final inspection will be completed at the time of expiration of the building permit, with results made available to the applicant.  A copy of the occupancy permit from the appropriate fire protection district must be submitted prior to the ACC’s final inspection.  Should an additional inspection be necessary after the initial final inspection is completed, a charge of twenty-five dollars for each additional inspection will be deducted from the posted damage/performance deposit to defray the costs of administration.  Should the improvement be completed prior to expiration of the building permit, the applicant must notify the ACC office to schedule the final inspection.


E.        Corrective Action:

Failure to comply with the above rules and regulations may result in all or a portion of the damage deposit being forfeited. Any other course of action deemed necessary by the Four Seasons Lakesites Property Owners Association's Board of Directors may be implemented to correct the violation.  In the event a Stop Work Order is posted, all construction activity shall cease until the corrective action is completed and inspected by the ACC.  Reinstatement of the building permit will require that all corrective action has been taken.



All construction and equipment must be confined to the limits of the lot that has been approved for construction.  No brush, dirt, fill, equipment, building materials, or other materials may be stored on an adjacent lot, common area, or any road during the improvement process.  All trash and debris must be disposed of in a proper receptacle.  All work is to be done in a professional manner and the site cleaned up after each day's work.  It is mandatory that temporary sewage facilities be available on the construction site during the entire course of construction.  Particular attention should be paid to guidelines in Section II., E., 2, of this document.



Areas designated as common, community, or access on the plat recorded in Camden County, Missouri are to remain in a natural state and are maintained by the POA.  These areas have been set aside for drainage, future POA improvements or amenities, sanctuary for wildlife and to maintain the woodland characteristics of the community.  It is not permissible to make any improvement to these areas.  Clearing the underbrush, grading,  graveling, or any other alteration is prohibited unless approval is received by the Board of Directors or the ACC.  Removal of any trees is also prohibited.  Trees that have fallen or rotted may be removed only if there is a potential danger to existing structures and prior approval by the ACC has been obtained.  There are no permanent structures to be erected on any common area, including, but not limited to, walkways, paths, retaining walls, etc. without prior written consent of the ACC.  All improvements will be of natural materials, walkways are to be serpentine in design, and no trees are to be removed.


VIII. Trees


A.        The ACC and its agents will review tree removal requests in a manner that takes the entire development into consideration, not just the individual lot.


B.         Tree removal is discouraged before actual development on a lot.  Removal shall be limited to those trees that are diseased or in danger of falling and damaging property.  If thinning of trees before development is desired, a $75.00 permit fee must be paid and a    $200.00 damage deposit posted.  All trees over five feet in height which are to be removed shall be pre-marked.  A pre-removal review will then be made by the ACC and only those trees which have been pre-marked with white paint and not been countermarked with orange industrial marking shall be removed.  Removal of any trees not marked or which are countermarked shall result in forfeiture of the damage deposit and  may result in additional fines.


C.        At the time of construction all trees over five feet in height which are to be removed shall be marked with white paint and those trees over five feet to not be removed shall be marked with orange industrial marking. If trees are removed without a permit, the ACC shall require the property owner to replace any trees removed immediately with a nursery grade replacement.


D.        Trees to be removed should be limited to those trees located in footprints of construction, diseased trees, dead trees, and deformed trees.


E.         Some thinning of trees may be allowed (see Item B above).  Priority for preservation will be given to flowering trees and rare trees.  Removal of diseased trees is encouraged.  A diseased tree is defined as one infested with fatal and incurable viruses and blights.  Normal infestation with insects or nonfatal viruses and blights will not be a cause for removal.


F.         The property owner will assume all responsibility for the removal of trees from their property.  The property owner will pay all fees and fines and will be responsible for proper clean up of any trees on their lot which are cut or which fall over.


G.         All trees, brush, limbs, or other debris consequent to clearing or removal shall be disposed of in an acceptable manner.  Acceptable methods are burning (with permit from the appropriate fire protection district) chipping and mulching, or carrying off site to a location where permission to dispose has been obtained.  Failure to dispose of the cut material will be treated as a violation of a permit and can result in forfeiture of damage deposit and additional fines.




A.        Overview:

All docks, seawalls, swim platforms, piers, or similar structures lakeward of the 662 contour elevation must be approved by the ACC prior to construction, as outlined in the Restrictive Covenants.  Property owners must also obtain a permit from Ameren UE, the Army Corps of Engineers or both.  The ACC office can assist applicants with Ameren UE and Army Corps of Engineer's applications.


B.        Docks:

             1.  AWF (Waterfront Lot Docks)

Boat docks (including anchoring systems) must be placed within the property owner’s side lot lines extended lakeward.  Front loading boat docks must maintain a minimum setback of five feet from the side lot lines extended lakeward.  Side loading boat docks must be setback a minimum distance of one and a half times the length of the slip (entrance side of well), from the side lot line extended lakeward.  The other side of the side loading boat dock must maintain a minimum setback of five feet from the side lot line extended lakeward.  Boat docks may not extend more than one-third the distance to the opposite shoreline or 25 feet from the center of the cove, whichever is more limiting. The ACC follows Ameren UE location guidelines. A copy of Ameren UE's completed application must be submitted along with both Ameren UE’s fees and the ACC dock permit fee (see FEES below). A cove plan must be submitted depicting the location of docks on the adjacent lots, the distance between the existing docks and the proposed dock, and the distance from the end of the proposed dock to the centerline of the cove. The ACC will review each request on a case-by-case basis with an inspection done by the ACC prior to review. If a possibility exists that the dock may encroach over the extended lot lines, the ACC may exercise Article V.,F. of the Restrictive Covenants and request a survey by a professional surveyor licensed in the State of Missouri to verify the dock's location within the lot lines projected lakeward.  The applicant is responsible for all surveying expenses.  Low water conditions should be considered when determining dock placement and ramp length. Unhinging the dock and moving it lakeward during the winter months is not permissible unless the relocation is preapproved by Ameren UE and the ACC.No docks are allowed on undeveloped lots.  Side panels or other appurtenances that restrict views are not allowed.



ACC Permit Fee

$75.00 (Check made payable to ACC Permit Fund)    



$100.00 (One slip +$25.00 per additional slip) Processing Fee

$250.00 (For docks less than 1,800 sq. ft.) Use Fee

$400.00 (For docks between 1,800 and 3,000 sq. ft.) Use Fee

For docks over 3,000 sq. ft., Ameren UE will bill the property owner an Annual Use Fee.


            2.  Common Property Docks:

There shall be no docks on lots classified "A" or "B".  Only those lots with a classification of "AWF" are entitled to the waterfront privileges such as a dock, seawall, etc.  In the event a property owner purchased an "A" lot and has a valid permission letter from the Developer, a dock may be considered by the ACC. Only single-well, uncovered docks, with the inside dimensions not to exceed 10 feet x 20 feet, with four-foot fingers may be placed. A Common Property Agreement and an indemnification agreement between the Property Owners Association and the owner must be executed and proof of insurance provided.  It remains the discretion of the Property Owners Association and the Board of Directors to approve or disapprove a dock placed on common areas.  If the ACC feels that the cove is too narrow, the water depth insufficient, or there may be access problems for other waterfront property, the ACC may disapprove the request. All walkways to approved docks are to be of natural materials.  Seawalls, piers, and martini decks are prohibited on recorded lots other than "AWF" lot classifications.


            3.  "BWF" Waterfront Properties and Docks:

The guidelines for lakefront development on lots classified as "BWF" have been designed to protect the development of the 20 foot x 20 foot parcels on water frontage along with the public access easement running parallel with the side lot line.  No dock or similar improvement will be considered unless house plans have been submitted and approved.  Docks are limited to single-well, uncovered boat docks with a maximum size of 18 foot x 28 foot outside dimensions.  Docks and anchoring devices must be contained within the 20 foot x 20 foot property lines and are not to protrude outside the side lot lines extended; ramp length will be considered on a case-by-case basis and must be approved by the ACC.  The easements are five feet in width and immediately adjacent to the side lot line of the adjoining lot as indicated on the plat by the designation P.A.E. (Pedestrian Access Easement).  All electrical apparatus shall be contained within the easement and limited to underground rated wire, and low intensity walkway lights.  Owners of adjacent easements could consider an agreement to share one set of steps down the center of the common easement line.  No permanent steps will be allowed within these easements.  Clearing of underbrush should be kept to a minimum.  No trees can be removed.  All improvements, docks, and anchorage must be approved in writing by the ACC and a survey and submittal fee supplied at the time of submittal.


C.        Decks on Seawalls:

If a proposed deck will extend lakeward over the seawall, it is necessary to obtain approval from Ameren UE and the Corps of Engineers if the deck is lakeward of the 658.5 foot elevation. Construction details must be provided along with the appropriate side profile elevations.  The ACC office will assist the property owner with these applications.


D.        Seawalls:

Plans depicting the location and dimensions of the proposed seawall must be submitted and approved by the ACC and Ameren UE prior to construction.  Seawalls must be constructed no more than three feet from the toe of the eroded bank.  The footing may not extend lakeward below the 658.5 contour elevation, without Army Corps of Engineer's approval. Should circumstances exist where the structure would be in violation of the 658.5 contour elevation, approval from the above agencies must accompany the request to the ACC. A cross section must be submitted noting the elevation of the footing and top of wall  along with a site plan depicting the exact aerial location. See the typical cross-section, Diagram B, below for a seawall. Both Ameren UE fees ($100.00) and ACC fees ($200.00 and a $500.00 damage/performance deposit) are required at the time the seawall application is submitted.  A footing location inspection is required for seawalls. The installer is responsible for contacting the ACC prior to pouring of the seawall.  The installer must provide the ACC with a 24-hour notice for footing inspections. No footing may be poured until approval has been obtained.



For detailed diagrams, contact the

ACC Administrator at: (573) 365-6628

Diagram B



Lots may be subdivided if all portions of the lots so subdivided are conveyed to the owners of an adjacent lot(s), thereby enlarging such lot(s).  The boundary between the enlarged lot(s) shall constitute the new back and side lines for the purposes of the meeting the building guidelines.


The subdivision of lots authorized by this section shall be effective only if the owners of the lot being subdivided and the owners of the lots being enlarged join in the execution of an indenture, setting forth the new boundary of the enlarged lots. The indenture shall be approved in writing by the President of the Property Owners Association and is recorded in the Office of the Recorder of Deeds, Camden County, Missouri.


Said owners of the enlarged lots shall be liable for their pro-rated share of the assessments of the subdivided lots.  If a building or any part of a building is placed on a portion of the subdivided lot, the owner to whom that portion was conveyed shall pay twice his pro-rated share, since said portion will be considered a developed lot for purposes of assessments.




A.        Wastewater:           

The development of Four Seasons has three forms of wastewater treatment.  The mode which your property utilizes is dependent on location.  See the table below.


Central - all of CCE 1, 85-97 CCE 2, 658-660 and 665-668 PP5


Grinder Pump System – all of Porto Cima/Shawnee Bend


NSF Class I connected to onsite disposal field - all of Horseshoe Bend (except CCE 1,            85-97 CCE 2, 658-660 PP5, and 665-668 PP5)


            1.         Central Sewer Systems:



Those residential lots within areas of the sewer certification are required to hook up to the central sewer system.  A written application for service (along with the connection fee) will be required prior to service being available.  The service line from the structure to the property line is the responsibility of the customer.  The following are excerpts from the tariffs on file with the Missouri Public Service Commission governing the sewer facility:


*          The utility company will provide the connecting accessories.  The applicant must contact the utility a minimum of forty-eight hours in advance during normal business hours of when the service is anticipated and installation thereof.  The utility company must approve all connections prior to the trench being backfilled by the Applicant.


*          The Applicant will not permit footing drains, down spouts, or other sources of surface or storm water to enter into the sewer system through either the inside piping or through the building sewer.


*          The size and slope of the Applicant's service sewer shall be subject to the approval of the utility company, but in no event shall the diameter be less than four inches.  The slope of such four-inch pipe shall not be less than 1/8 inch per foot.


*          Whenever possible, the sewer service shall be brought to the building at an elevation below the basement floor.  No building sewer shall be laid parallel to or within three feet of any bearing wall.  The depth shall be sufficient to afford  protection from frost and be laid at a uniform grade and in straight alignment insofar as possible.  Changes in direction shall be made only with properly curved pipes and fittings.


*          The Applicant or customer is responsible for the maintenance of the service sewer from the collection sewer to the building of the customer and subject to the approval of an authorized inspector of the utility company and honor the rules and regulations as well as construction information of the utility company.


*          The utility company will locate the point to which service sewer connection will be made and will furnish a "Y" branch, when a "Y" branch has not been installed previously, or other outlet at the collecting sewer, which shall be located in the public right-of-way or utility easement.  The utility company will not be required to supply sewer service until each connection has been inspected and approved.  If any damage is caused to the collecting sewer, the Applicant or customer shall be responsible for the cost of repair or replacement.  The "Y" branch is considered part of the collecting sewer.


*          No person shall discharge or cause to be discharged any storm water, surface water, ground water, swimming pool water, roof runoff, subsurface drainage, or cooling water into the collecting sewers.




The homeowner is required to purchase a grinder pump system to pump sewage from the home into the central sewage system.  The lake frontage lots require a high head five horsepower grinder pump, and the second and third tier lots require a two horsepower grinder pump.  The low pressure sewer system was designed using the Myers brand of grinder pumps or approved equal.  If an alternate pump is used the property owner will have to get approval from the Lake Region Water and Sewer Company and will have to meet the general specifications as to capacity, head, controls and alarm panel.  Arrangements for the service of any alternate pumps will have to be made through Enviro-Line Pump Sales and Service before the grinder pump is bought.  Sewer lines cannot be connected to the following (this includes new and existing sewer lines): drain gutters, floor drains, swimming pools, and hot tubs. Property owners with questions concerning manufacturers or service of grinder pumps can call 573-374-5838.  Please ask for Dick Bowers.


            2.         Horseshoe Bend Individual Wastewater Treatment Systems:

As provided by the Declaration of Restrictive Covenants, the ACC employs the services of a licensed professional engineer who advises the ACC on individual wastewater treatment systems in accordance with the plan filed with the Missouri Department of Natural Resources and currently sanctioned by the Missouri Department of Health.  Four Seasons Lakesites POA has adopted specific guidelines for the installation of the individual wastewater treatment plants, as well as their operation and maintenance.  The POA’s Environmental Services division monitors, inspects, tests, and offers guidance on the wastewater treatment systems' operation and maintenance.  Prior to any individual sewage facility construction, the ACC and their consulting engineer must review and approve the proposed project.


At the time of submission for ACC review, the plans must conform to the guidelines and provide all necessary information.  An approved building application along with the payment of the damage deposit is mandatory prior to any construction.  The site plan should include model and supplier of the wastewater treatment unit; and the location of the aerator, and drainfield, graywater pit, and all relevant distances and dimensions (see sample site plans by contacting the ACC Administrator at: 573-365-6628). Drip irrigation line systems may be used to replace a conventional lateral drainfield.  These systems have been approved by the Department of Health.  You may contact the POA’s Environmental Services (573-365-8116) office for more information and specifications on these systems.


Any improvements, whether for replacement or for repair of the existing system, are to be completed within ninety days after approval is granted.  Approval will be provided by the manager of Environmental Services division or the ACC.  Any alterations from the approved plans must be noted as such and submitted to the ACC.  The consulting engineer or the Environmental Services manager shall review such changes a minimum of twenty-four hours in advance of the installation.  The Environmental Services manager is to be advised of the supplier’s final approval and start up date.


            a.         Aeration Specifications:

The aeration tank must be a model approved by the Four Seasons Lakesites POA and the ACC and must be installed according to the submitted and approved plans.  All aerators installed should have a National Sanitation Foundation (NSF) seal properly affixed to the aeration unit and the control panel.


The tank is to be placed far enough within the building envelope to allow all inflow lines to be within the building envelope.  The tank is to be installed on a level gravel or crushed stone pad at least four inches thick.  The tank cannot be cracked or broken.  All connections to the tank must be properly sealed and watertight. Tank must be set level (1/4 inch tolerance from end to end and side to side).


All accesses to tank, backwash, and test point are to be left easily accessible.  Risers with covers are to be properly placed on all access ports.  Tops of all lids and covers are to be left six inches above finish grade.  Coverage by decks is discouraged.  In the event coverage is deemed necessary, at least six feet of clearance between deck joists and tops of aerator covers must be provided.  No enclosure of space below the deck, which inhibits access to the aerator or test point is allowed.  Tank backfill material must be sand or pea gravel for fiberglass tanks.  Dirt free of rocks over three inches in diameter is allowed for concrete tanks.  Tank is to be set at a depth that allows gravity flow of influent and effluent, provides adequate ground cover of tank and lines, and provides unrestricted access for service of unit.  Maximum allowable differences in elevation between aeration tank and backwash chamber is four inches.


Sides of tanks are to have at least three feet of acceptable fill material between the tank and any retaining wall if tank is set above grade.


If special conditions warrant, and if approved by the consulting engineer and ACC, the installation of a lift station to transport effluent from the treatment tank to the lateral field may be approved.  The lift station shall be located on the outflow side of the treatment plant.  The lift station capacity shall be determined by the estimated flow, based upon the number of bedrooms.  The lift station shall be equipped with a sound and light alarm system separate from the aeration control panel alarm system.  Any fencing of the yard, including electronic fencing, shall leave all access covers, controls, and indicator lights outside of the fenced portion.


b.         Test Points:

All systems shall have a sampling point in the effluent line located immediately beyond the final treatment chamber.  The sampling or test point shall consist of a vertical PVC riser with a minimum diameter of four inches and shall extend at least two inches above finish ground level.  The riser is to be equipped with a threaded cap.  The entry line shall be at least eight inches above the bottom elbow of the riser.  An overflow lip is to be attached as per Diagram C below.



For detailed drawings, please contact the

ACC Administrator at: (573) 365-6628

Diagram C


            b.         Approved Wastewater Treatment Systems:

The systems listed in Exhibit C of this document have been designated as acceptable for installation within the development of Four Seasons based upon:


            (1)        Information from the National Sanitation Foundation (NSF);


            (2)        Information on individual systems from the individual manufacturers following project visits and interviews; and


            (3)        Comparative report by a Missouri Registered Engineer retained by the ACC.


The cost of each unit may vary from manufacturer to manufacturer.  The ACC or their consulting engineer does not recommend any one specific unit; each owner is free to make his own selection from the approved list.


Prices will include the units' delivery to the site with installation instructions and an operating and maintenance manual, inspections of proper installation and start-up services, two-year warranty on parts and labor, and inspections and routine operation adjustments every six months for two years.


            c.         Control Panel and Warning Lights

All applications reviewed by the ACC shall include an approved Nema III control panel/outdoor wiring device or equivalent specifically designed for mounting outdoors.


Control panels installed in any systems prior to the above date and not designed for outdoor mounting may remain in use.  Should failure occur, replacement shall be made with a panel meeting the new specifications.


If the control panel is separate from the indicator light unit, the control panel is to be located on the exterior of the structure, no further than thirty lateral feet from the aerator, mounted three feet to five feet from the ground, and not located below or behind any obstructions which hinder access.  If mounted under a deck or similar structure, the access area must have at least six feet of clearance (ground level to lowest joists).


Service wire from timer to warning light shall be at least 14-3 gauge.


On new construction, the responsibility for the line from power supply to the warning light and power supply to timer shall be the responsibility of the builder.  The power source for the wastewater treatment system shall be on a dedicated circuit.


On Horseshoe Bend, outdoor indicator/warning lights are to be mounted at a location easily visible from the public roadway serving the household; bulbs are to be in an outdoor globe, at least twenty five watts with the indicator light colored green and the warning light colored red.  Warning lights must be of the blinking or flashing variety.  Mounting point is to be located where a bulb may be easily changed.  The light device shall be equipped with a small green outdoor mounted bulb properly connected to the system to signify the aerator is receiving a supply of power.  The lights are to be mounted in a vertical position with the red light being above the green.  On units requiring horizontal placement, the red light is to be nearer to the road or to the left of the green light if the mount is facing the road.


On Porto Cima/Shawnee Bend, all indicator lights shall be mounted facing the front (road) side of the lot.  The warning lights must be mounted at a location easily visible from the public roadway.  These lights must be mounted on the trash enclosure.  These warning lights must meet the same criteria as stated above for Horseshoe Bend.  However, on Porto Cima/Shawnee Bend, two sets of warning lights are needed;  one set for the NSF aeration treatment system;  and one set for the lift station (pump wet well).  Lights shall be mounted with warning lights positioned red over green or red to the left of green.  Aerator lights shall be mounted to the left of the lift station lights.


                        d.         Disposal Specifications:       


                                    (1)  Horseshoe Bend:

A.  Lateral Field - Location of wastewater drain lines must conform to plans approved by the ACC.  If major revisions become necessary, amended plans must be approved by the ACC’s engineer.


The drainfield is to be located a minimum of twenty-eight feet from the 662 contour elevation of the Lake of the Ozarks or the lot line on the down slope side of the lot.  Drainfields are to be twenty feet desirable, seventeen and a half feet minimum distance from the side lot lines.  Possible variances may be considered on distances in unusual cases due to the drainage conditions or lot configurations.  On homes with more than three bedrooms, an additional thirty feet of lateral line is required for each additional bedroom.


The drain lines must include at least ninety feet of perforated line.  The consulting engineer employed by the ACC may require lateral field expansion based upon the house size and/or lot characteristics.  Field measurements and verification of all lines is necessary.  Drain lines are to be placed in trenches at least thirty inches but no more than thirty-six inches in depth.  Drain lines and connecting piping are to be glued or solvent welded together.  Ends of pipes are to be capped and sealed.  See Diagram D. 



N. T. S.

For detailed drawings, please contact the

ACC Administrator at: (573) 365-6628

Diagram D


No discharges of storm water, surface water, ground water, swimming pool water, roof runoff, subsurface drainage, or cooling water into the drainfield are allowed.  In addition all roof runoff, stormwater, or cooling water drains must be diverted away from the lateral drainfield and the gray water pit areas.  Failure to divert this water may cause problems in the drainfield or gray water pit.


Drainfield lines are to be constructed using PVC pipe.  Other drainfield line materials may be used only with approval from the consulting engineer for the development.  Clay drain tile, bituminized fiber pipe, and corrugated pipe are not allowed.


Lots with less than ninety-five feet in width at the closure line are to have at least three lateral line runs.


Placement of drain lines under driveways, parking areas, or sidewalks, is discouraged.  If site layout requires transversing driveways or parking areas, such lines must be at least Schedule 40 grade and cannot be included as part of the ninety feet minimum length.


At least eight feet of unperforated line shall be installed between the final treatment chamber and the drainfield.  If tank excavation depth elevation is greater than drainfield elevation, the unperforated line may be shortened as approved by the ACC field inspector.  Cleanouts are to be installed on all drain field runs.  A forty-five degree angle of entry is preferred.  Cleanouts are to be capped, but not glued.  Two inches of exposure for cleanouts is required.  See Diagram E below.



For detailed drawings, please contact the

ACC Administrator at: (573) 365-6628



A minimum distance of twelve feet shall be maintained between the centerline of all drainfield lines.


The drainfield lines are to be laid at zero gradient on at least eighteen inches of approved crushed stone or washed river gravel.  Lines are to be covered with at least two inches of approved media and subsequently covered with an approved straw, building paper, or geotextile interface.  Maximum depth of soil cover is twelve inches.  Lines connecting laterals shall have overflow inverts.  The highest point in the invert is to be four to six inches higher than the perforated drainfield line.  See Diagram F below.  The drainfield area is not to be covered with any neophrene or other cover that inhibits evaporation.



                                                                                                                                N. T. S.

For detailed drawings, please contact the

ACC Administrator at: (573) 365-6628



B.  Graywater Pit Specifications -

Only clothes washer and water softener backwash drains are to be routed into a graywater pit.  The pit volume must be one hundred and fifty cubic feet minimum.  Additional size may be required due to estimated high water usage of home.  Additional volume in the gray water pit is required when more than ninety feet of lateral drainfield is required. Installation of a surge tank is mandatory. The surge tank shall be installed between the graywater pit and the drain line from the home.  The tank is to have a minimum capacity of one hundred gallons.  The outflow line shall be no more than six inches nor less than three inches from the floor of the tank.  The inflow line shall be no more than six inches nor less than two inches from the cover of the tank.  The tank should be located as close to the house as is practical.  The pit media shall consist of material approved for usage in drainfield trenches. Cleanouts, approved for use in the drainfield, must be provided.   Floor drains and air conditioner condensation is to be released onto the lot.  Hot tub drains are recommended for release onto the lot, but may be released into lakes or into common areas.  Should discharge to the lake be chosen, a discharge permit must be obtained from the Department of Natural Resources.  A drainage plan should be included in the site plans.    See Diagram G below.




For detailed drawings, please contact the

ACC Administrator at: (573) 365-6628


C.        Water Service:


1.                  Backflow Preventers:

The Department of Natural Resources (DNR) statutes may require that property owners install backflow preventers in water lines, including but not limited to water lines to docks, swimming pools, and irrigation.  Please contact the DNR at 573-751-4594 or at


            2.         Metered Water:

Metered water service is available to most lots within the development of Four Seasons Lakesites. Property owners on Horseshoe Bend should apply to Ozark Shores Water Company, Porto Cima/Shawnee Bend property owners should apply to Lake Region Water and Sewer.  Commercial and multi-family service connections will be billed in accordance with the tariffs on file with the Missouri Public Service Commission.


Installation of water service may be coordinated with electrical utility installation and located in the same trench.  Ozark Shores Water Company (Horseshoe Bend) or Lake Region Water and Sewer (Porta Cima/Shawnee Bend) will provide water line to the meter, and it is the customer's responsibility to provide the water service line and conduit for Ameren UE's or CoMo Electric’s power cable to the structure.  A trench must be dug within five feet of the property corner (or location of meter).  After meter is set, a three-quarter inch male iron pipe thread will be needed to connect to meter.  It is the contractor's or applicant's responsibility to backfill after the connection.


Any requests for turning water off at the meter to repair a leak will be charged to the applicant, as provided for in the tariffs on file with the Missouri Public Service Commission.  It is strictly forbidden for a customer, or a plumber employed by the customer, to turn water service on or off at the meter.  Ozark Shores Water Company  (Horseshoe Bend) or Lake Region Water and Sewer (Porta Cima/Shawnee Bend) personnel are available to turn service on and off during normal business hours.  The cost to repair any damage done to the meter by the customer or the customer's representative may be billed to the customer.


In some areas of Four Seasons water distribution system, water pressure is considerably higher than necessary.  The installation of a pressure reducing valve is suggested in these areas.


As stated in the tariffs from the Missouri Public Service Commission, neither Ozark Shores Water Company nor Lake Region Water and Sewer are liable for damage, either direct or incidental, beyond the three-quarter inch male pipe thread service connection.  Ozark Shores Water or Lake Region Water and Sewer retains ownership of the water meter, but it is the responsibility of the customer to make certain that the meter does not freeze in the winter months.


Ozark Shores Water Company may be reached by telephone at (573) 365-6792 or by writing to P.O. Box 9, Lake Ozark, MO  65049.  Lake Region Water and Sewer may be reached by telephone at (573) 374-5850 or by writing to P.O. Box 608, Lake Ozark, MO  65049.


            2.         Individual Water:

Only those homes located in the Ridge Crest Subdivision shall have potable water wells.  Wells to be used for ground source heat pumps or irrigation may be allowed subject to approval by ACC.  It shall be the responsibility of the property owner to properly register these wells with Missouri Department of Natural Resources.  Owners are requested to file copies of these permits with ACC.


D.        Fuel Storage Tanks:


            1.         Above Ground Storage:

Appropriate screening or concealment of any and all fuel storage tanks must be submitted to the ACC for review.  As provided for by Article IV.,K., of the Declaration of Restrictive Covenants, the containment facility shall be screened so as not to be visible from any road, common area, or lake.  This may be accomplished by means of physical enclosures styled similar to a trash enclosure, or plantings, or berming.  For further information on typical trash enclosures, please refer to Trash Enclosures, Section II., H, of this document.


            2.         Underground Storage:           

The designated utility corridors or setback easements are not to be utilized for the drainage way or underground tank burial.  The tank and all appurtenances shall be in accordance with the Lake Ozark Fire Protection District's (Horseshoe Bend) or Sunrise Beach Fire Protection District’s (Porta Cima/Shawnee Bend) regulations and be approved by the district's Fire Marshall. 


A copy of said installation inspection and yearly inspections shall be forwarded to the ACC for inclusion in the ACC’s files.  The drainage way shall be identified by above ground markers, at the inlet and outlet of the line, and visible at all times.  Said markers shall document a "buried fuel line" and exact depth shall be on file.


Any deviations from the dimensions must obtain Fire Marshall's approval prior to submission to the ACC.


E.        Telephone Service:

Local telephone service on Horseshoe Bend and Shawnee Bend is provided by Southwestern Bell Telephone.  Call toll free 1-800-464-7928 to make arrangements.


F.        Cable Television:

Local cable service is from Charter Cable.  As with all utility service, it is important to contact them before paving work on sidewalks and driveways are done.  If you contact Charter Cable at 1-800-892-2947 before doing driveway work, a conduit will be provided free of charge.  Allow two to three days for delivery.


G.        Electricity:

Power is supplied to all of Horseshoe Bend  and a portion of  Porto Cima/Shawnee Bend (Grand Point 1 and 2, and Eagles Cove) by Ameren UE.  Co-Mo Electric supplies power to all other subdivisions of Porta Cima/Shawnee Bend.  Standard procedure is to coordinate installation of power in the same trench as the water line.




The provisions of this Four Seasons Lakesites Property Owners Association Architectural Control Committee Guidelines for Home Builders shall be in effect and run with the land and shall exist and be binding upon all properties in any subdivision listed in Exhibit A of this document.  This guideline for home builders can be amended at any time by the Developer or: 


A.        The requisite of such Owners as is required to effect such an amendment, as outlined in the recorded Declaration of Restrictive Covenants or any amendments thereto;


B.         By the affirmative majority vote of the Property Owners Association Board of Directors; or


C.        The Architectural Control Committee may request the Property Owners Association Board of Directors to amend any item pertaining to the ACC’s responsibility or regulations governing construction within that property described in Exhibit A of this document which is subject to these guidelines.




The property covered by these guidelines is described in Exhibit A of this document, which is attached to these guidelines and incorporated therein by reference.  Additional property may be made subject to the guidelines upon designation by the Developer, Four Seasons Lakesites, Inc., their successor or assigns.

IN WITNESS WHEREOF, the undersigned parties have set their hands and seals this __7th____ day of _____March___________ 2001.

                                                            Four Seasons Lakesites, Inc.

                                                            BY: __Peter N. Brown signature on record_

                                                                                PETER N. BROWN, President


 (official seal of Four Seasons Lakesites, Inc. on record)

Four Seasons Lakesites Property Owners Association, Inc.

BY: __Beverly Thomas signature on record_

                                                                        BEVERLY THOMAS, President

ATTEST: __Charles Cassmeyer signature on record_

                CHARLES CASSMEYER, Secretary





Now on this ___7th_____ day of __March________________, 2001, before me appeared Peter N. Brown, to me personally known, who being by me duly sworn, did say that he is the President of Four Seasons Lakesites, Inc., a corporation, and that the seal affixed to the foregoing instrument is the corporate seal of said corporation and that said instrument was signed and sealed in behalf of said corporation by authority of its Board of Directors, and said Peter N. Brown acknowledged said instrument to be the free act and deed of said corporation.

            IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official seal at my office in the County and State aforesaid, the day and year first above written.

                                                            __Carolyn Steidle signature on record____      

                                                                        Notary Public


                                                            (official seal of Carolyn Steidle on record)

My Commission Expires: ___August 4, 2002____




Now on this ___7th_____ day of ______March_________, 2001, before me appeared Beverly Thomas, to me personally known, who being by me duly sworn, did say that she is the President of Four Seasons Lakesites Property Owners Association, Inc., a corporation, and that the seal affixed to the foregoing instrument is the corporate seal of said corporation and that said instrument was signed and sealed in behalf of said corporation by authority of its Board of Directors, and said Beverly Thomas acknowledged said instrument to be the free act and deed of said corporation.

            IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official seal at my office in the County and State aforesaid, the day and year first above written.

                                                            __Karen J. Hughes signature on record___                                           Notary Public


                                                            (official seal of Karen J. Hughes on record)

My Commission Expires: __May 30, 2002____


The Four Seasons Lakesites Property Owners Association is a Missouri not-for-profit corporation, for certain lands situated in the Counties of Camden and Miller, State of Missouri, and known as Cornett Cove Subdivision Nos. 1 through 7;  Country Club Estates Subdivision Nos. 1 through 3;  Equestrian Estates Subdivision Nos. 1 and 2;  Imperial Point Subdivision;  Kays Point Subdivision Nos. 1 through 8;  Palisades Point Subdivision Nos. 1 through 5;  Regency Cove Subdivision;  Ridgecrest Subdivision;  Seasons Ridge Subdivision;  Grand Point Subdivision;  Grand Point No. 2 Subdivision;  Grand Point No. 3 Subdivision; Heritage Isle Subdivision; Fox Run Subdivision; Eagles Cove Subdivision; Champions Run Subdivision; and La Riva Est Subdivision.




                        JET J-500 and/or JET J-750 when required

                        Jet, Inc.

                        750 Alpha Drive

                        Cleveland, Ohio 44143

                        Telephone:         (216) 461-2000

Local Distributor:

                        Mid State Septic Systems

                        Linn Creek Industrial Park

                        P.O. Box 563

                        Camdenton, Missouri  65020

                        Telephone:        (573) 346-5865

                        FAX:                (573) 346-1602


This system has been recommended with reliance upon:

1.         National Sanitation Foundation Standard #40, dated April, 1974

2.         The report from Murdon Corporation received November 24, 1984, as to structural stress        analysis.

3.         Letter from National Sanitation Foundation on Standard #40, dated

            February 3, 1993 on J-353 (now called the J-500).

4.         Communications with the Missouri Department of Natural Resources as to the   adequacy of Class I units without stress test requirements under "shock treatment".



                        NORWECO SINGULAR 900

                        500 gpd, 750 gpd, and 1000 gpd

                        Norweco, Inc.

                        Firelands Industrial Park

                        Norwalk, Ohio  44857

                        Telephone:        (419) 668-4471

Local Distributors:

                        Stewart Concrete Products

                        Route 1, Box 6

                        Halfway, Missouri  65663

                        Telephone:        (417) 445-2261

                                                (800)  798-0183

                        FAX:                (417) 445-2661

                        Versailles Wilbert Vault Company

                        Route 4, Box 235

                        Versailles, Missouri  65084

                        Telephone:        (573) 378-5474

                                                (800) 467-3785

                        FAX:                (573) 378-5477

This system has been recommended with reliance upon:

1.         National Sanitation Foundation Report #S40-8-1, dated April, 1984.

2.         National Sanitation Foundation Standard 40 report, dated June 18, 1993.

3.         Communications with Missouri Department of Natural Resources as to the        adequacy of Class I units without stress test requirements under "shock treatment".



                        MULTI-FLO FTB 0.5; FTB 0.60; FTB 0.75; or FTB 1.0

                        Multi-Flo Wastewater Treatment Systems

                        2322 East River Road

                        Dayton, Ohio  44143

                        Telephone:        (513) 293-1100


Local Distributor:

                        Tri-County Wastewater

                        P.O. Box 875

                        Rocky Mount, Missouri 65072

                        Telephone:        (573) 392-7890

                                                (573) 365-9551

This system has been recommended with reliance upon:

1.         National Sanitation Foundation Standard #40, dated October, 1982.

2.         Communications with the Illinois Department of Health as to the cost and extent of         maintenance requirements.





U. S.  Resort Management, Inc.                                    573-365-6628

Charter Cable TV Company                                          800-892-2947                                            

Four Seasons Security                                                 573-365-8560

Horseshoe Bend Special Road District                           573-365-2832

Camden County Road District                                       573-346-4471

Lake Builders Association                                             573-348-1523

Lake Ozark Fire Protection District                                573-365-5361

Sunrise Beach Fire Protection District                            573-374-4411

Modern Sanitation                                                       573-348-5012

Ozark Shores Water Company                                      573-365-6792

Lake Region Water and Sewer                                      573-374-5850

Southwestern Bell Telephone                                       800-464-7928

Ameren UE (local and permits)                                     573-365-9203

Co-Mo Electric Co.                                                       573-374-5407

U. S. Army Corps of Engineers                                     573-634-2248

Village of Four Seasons                                                573-365-3833

Post Office (Lake Ozark)                                              573-365-3344

Post Office (Sunrise Beach)                                          573-374-7993

Four Seasons Lakesites, Inc. (Development Co.)            573-365-8590

Four Seasons Construction                                           573-365-8514    

Four Seasons Environmental Services Div.                     573-365-8116

Department of Natural Resources (DNR)                        573-751-2729